National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.
Job Description
Join our team as a Large Loss Adjuster and take on one of the most challenging and rewarding roles in the industry. In this position, you’ll be at the forefront of managing complex, high-value bodily injury claims, with policy limits exceeding $250,000 and reaching up to $20 million. You'll leverage your expertise in coverage analysis, liability assessment, and damages evaluation to navigate intricate cases and bring them to resolution. If you have a passion for tackling the most severe claims and are ready to make an impact with your analytical skills, we’d love to hear from you.
Job Summary
The large loss adjuster is responsible for management and oversight of the most complex and severe bodily injury claims in our organization. The individual evaluates the most complex claims on policies with greater than $250,000 in limits, including excess policies up to $20M. This adjuster role requires high level skills in coverage, liability and damages evaluations/investigations, and handles large loss bodily injury claims through file resolution.
Key Responsibilities
•Reviews coverage, liability, and/or damages on the most complex bodily injury cases with severe injury triggers and policy limits of $250,000 and greater.
•Ensures excellent litigation handling with appropriate defense on large loss cases
•Addresses the most complex coverage issues
•Responsible for the evaluation and settlement of high value, high risk and high complexity claims
•Manage a diverse inventory of commercial vehicle, personal auto and homeowner's claims, with specific emphasis on large loss bodily injuries. Files may be received at any stage of their life cycle, from first notice of loss, all the way through the late stages of litigation.
•Responsible for the partnership with defense counsel (both panel and staff) to ensure quality outcomes for our insureds in the resolution of bodily injury claims.
•Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases.
Preferred Qualifications
Education and Experience
•Bachelor’s Degree or equivalent
•5 or more years of related experience
Certificates, Licenses, Registrations
• Bonus if you have your AIC, and/or CPCU designations
Functional Skills
•Applies highly advanced knowledge of insurance policy, coverage, and regulation
•Applies highly advanced knowledge of claim processes, policies, procedures, claim systems, coverage, liability, damage estimating, and/or settlement, and adherence to applicable legal compliance standards
•Applies highly advanced knowledge of analytical procedures to reconcile, manipulate, & recognize patterns of data
•Applies highly advanced knowledge of problem-solving and preparation of complex reports for analysis
•Applies highly advanced negotiation and/or arbitration skills
•Applies highly advanced conflict management and problem resolution skills in managing internal and external customer relationships
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Compensation
Compensation offered for this role is $92,560.00 - 141,830.00 annually and is based on experience and qualifications.At National General, great things happen when our people work together. That’s why when you join our team, we make sure it isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.
You’ll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we’ve proven that Allstate empowers everyone to lead, drive change and give back where they work and live.
Good Hands. Greater Together.
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
Companies & Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
Benefits
National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.